Majority of Americans Plan to Spend Stimulus Check on Household Bills, but $1,400 Won’t Go Very Far

59% plan to use the money to pay household bills like utilities, cable/internet, rent, mortgage and mobile phone; mangopay breaks down what stimulus checks will actually cover.

WEST CHESTER, OH, March 18, 2021 mangopay, the innovative kiosk, web and mobile bill pay service, today released new insights data that looks at consumer sentiment toward the U.S. government’s $1,400 stimulus checks. With more than half of all Americans believing that they will receive a stimulus check, the latest mangopay insights shows that the majority of Americans (59%) plan to use the money to pay household bills, with utilities; cable/internet; rent; mortgage; and mobile phone bills topping the list. While 90% of consumers believe the funds will help their financial health in the new year, recently released data from mangopay’s 2020 US Bill Pay Market Size & Category Breakout report revealed how much consumers pay per bill each month, suggesting that the $1400 checks won’t last very long.

While more than half of all Americans believe they will receive a stimulus check, many are unsure:

• 54% believe that they will receive one
• 36% don’t know if they will receive one
• 10% don’t think they will receive one

While the vast majority of Americans believe that the stimulus checks will help improve their own financial health, they are less optimistic about the greater picture:

• 90% of Americans believe that the stimulus checks will help their financial health in 2021
• 41% of consumers believe it will still take more than a year for their financial health to return to pre-pandemic levels; 5% believe they will never recover
• 68% of consumers believe it will take the economy over a year to recover; 7% believe it will never recover

The majority of Americans plan to use their stimulus check as soon as they receive it:

• 59% will use the money to pay household bills
• 11% will use the money to keep their family fed
• 10% will use the money to pay off credit card bills

For those who plan to use their stimulus check to pay household bills, below are the top five bills they plan on paying:

1. 78% will use the money to pay for Utilities
2. 35% will use the money to pay for Cable & Internet
3. 33% will use the money to pay for Rent
4. 32% will use the money to pay for their Mortgage
5. 32% will use the money to pay for their Mobile Phone

According to mangopay’s recent report, and taking into consideration the $1,400 amount, this is how far the check will go, per the 11 primary bill pay categories:

It is very encouraging to see that nearly all U.S. consumers believe that the government’s latest round of stimulus checks will help them improve their own financial health in the coming year, said John Opoku VP of Marketing and Consumer Services at mangopay. However, with more than half of Americans planning to use the money to pay household bills like utilities, cable/internet, rent and mortgage, it is also discouraging to see that according to mangopay’s data unfortunately, the $1,400 checks won’t get them very far.

About MangoPay

mangopay provides simple, secure all-in-one bill payment solutions for convenient stores and merchants, with any payment method, on any device. Our patented self-service solution allows customers to pay with any payment method, in-store, on-line or on mobile. Through these options, mangopay brings easy access to payments to 50 million customers in the mid-west. Merchants receive a commission and customer bill payments are instant. mangopay has access to over 50 thousand service providers and mobile phone operators. mangopay is based in West Chester, OH. For more information visit www.mangopayco.com.

1. This will be the first screen you will see when you first login to the Restaurant POS.
2. On the left side will be the Seating section.
3. The right side will be your cart which is currently empty.

• Edit Mode 

1. Select the “Edit Mode” button to begin editing.
2. This will give you the following options.
   • Option to create a table.
   • Option to Save Map.
   • Option to go back to order mode.
   • Option to view all reservations

3. Select “Create table” to add a new table.

4. By selecting the new table, a table number can be added at the top of the screen.
5. The table can be enabled or disabled by selecting the yellow “enable” button.
6. select “update” to apply the changes. 

• Making Reservations

1. Select the “Reservations” button 
2. This is the first page you will see when you select “Reservations”. 
3. Select “Add Reservation” 
4. 

2. The left side of the screen will update to a checkout screen.
3. This screen will display the following
   • A progress bar which shows the progress of the sale, based on the step you’re currently on.
   • An option to pay the full amount with either a credit or debit card.
   • An option to pay by cash with the corresponding buttons depending on how much cash was tendered by the customer.
4. Note that you can press custom if you don’t see the exact tendered amount of the customer.

5. Pressing any of the cash options besides the exact total amount will take you to the calculate change screen.
6. Here you will be able to enter in the cash tendered amount and the screen will change to display the correct amount of change to give back to the customer.
7. After clicking Process Payment or the total amount button from the last screen, the payment will process and the screen will change.

8. After your payment has been processed you will have the option to do the following.
   • Start a New Order.
   • Print a receipt of the order that was just processed.
   • Email the receipt to the customer.

• Checking out – Credit/Debit

1. When you are ready to checkout click the green checkout button below.

2. The left side of the screen will update to a checkout screen.
3. This screen will display the following
   • A progress bar on which step you are currently on.
   • An option to pay the full amount with either a credit or debit card.
   • An option to pay by cash with the corresponding buttons depending on how much cash was tendered by the customer.
4. By pressing the Charge “amount” on Card, your credit card processor will now be prompted to receive payment.
5. After payment has been processed by the terminal you will be sent back to a confirmation screen showing that the order has been processed.

6. *In the event that the payment could not be processed, you will receive a notification of the failure.
   1. In most cases you will be able to process the order again, but some cases may require you to compile the order again and process.

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1. This will be the first screen you will see when you first login to the Bar POS.
2. On the left side will be all the unpaid orders
3. The right side will be your cart which is currently empty.

• Adding Products to the Cart

1. Click “Start Transaction” to begin a new order .

       2.  This will bring up a list of all the product categories.

3. Clicking one of these categories will list all the items that can be added to the cart

4. On the cart screen you will be able to see the following.
   • Product Description.
   • Quantity.
   • Price.
   • Option to remove the product from the cart.
5.  Each time you add a new product to the cart the subtotal, tax and total will be updated below.

• Creating a new tab

1. When you are ready to create a tab, click the green “checkout” button below.

2. Next, select the “create tab” button

3.  Enter a name for the order and save the order.

4.The new order will be added to to the list of unpaid order to the right of the screen. 

• Checking out – Cash

1. When you are ready to checkout, click the green checkout button below.

2. The right side of the screen will update to a checkout screen.
3. This screen will display the following
   • An option to pay the full amount with either a credit or debit card.
   • An option to pay by cash with the corresponding buttons depending on how much cash was tendered by the customer.
   • An option that create a tab
   • An option to split the bill
4. Enter the received amount and Click  “processed payment” to finalize the transaction.

5. After clicking Process Payment the payment, will process and the screen will change showing the order has been completed.

• Start a New Order.
• Print a receipt of the order that was just processed.
• Email the receipt to the customer.

• Checking out – Credit/Debit

1. Select the “checkout” button

2. The right side of the screen will update to a checkout screen.
3. Select the “Card” option.

     4. By pressing the “Process Payment”, your credit card processor will now be prompted to receive payment.  

     5. After payment has been processed by the terminal you will be sent back to a confirmation screen showing that the order has been processed 

              *In the event that the payment could not be processed, you will receive a notification of the failure. In most cases you will be able to process the order again,                      but some cases may require you to retake the order.

DUBTEL is building the next generation point-of-sale solutions for retail, cafe, restaurant and bar. Request a demo today!

1. This will be the first screen you will see when you first login to the Cafe POS.
2. On the left side will be the category section.
3. The right side will be your cart which is currently empty.

• Adding Products to the Cart

1. Click one of the category tiles.
2. This will bring up a list of all the products under that specific category.

3. Clicking one of these products will add it to the cart on the right side of the screen.

4. On the cart screen you will be able to see the following.
   • Product Description.
   • Quantity.
   • Price.
   • Option to remove the product from the cart.
5.  Each time you add a new product to the cart the subtotal, tax and total will be updated below.
6. You also have the option to split the bill if needed.

• Checking out – Cash

1. When you are ready to checkout, click the green checkout button below.

2. The left side of the screen will update to a checkout screen.
3. This screen will display the following
   • A progress bar which shows the progress of the sale, based on the step you’re currently on.
   • An option to pay the full amount with either a credit or debit card.
   • An option to pay by cash with the corresponding buttons depending on how much cash was tendered by the customer.
4. Note that you can press custom if you don’t see the exact tendered amount of the customer.

5. Pressing any of the cash options besides the exact total amount will take you to the calculate change screen.
6. Here you will be able to enter in the cash tendered amount and the screen will change to display the correct amount of change to give back to the customer.
7. After clicking Process Payment or the total amount button from the last screen, the payment will process and the screen will change.

8. After your payment has been processed you will have the option to do the following.
   • Start a New Order.
   • Print a receipt of the order that was just processed.
   • Email the receipt to the customer.

• Checking out – Credit/Debit

1. When you are ready to checkout click the green checkout button below.

2. The left side of the screen will update to a checkout screen.
3. This screen will display the following
   • A progress bar on which step you are currently on.
   • An option to pay the full amount with either a credit or debit card.
   • An option to pay by cash with the corresponding buttons depending on how much cash was tendered by the customer.
4. By pressing the Charge “amount” on Card, your credit card processor will now be prompted to receive payment.
5. After payment has been processed by the terminal you will be sent back to a confirmation screen showing that the order has been processed.

6. *In the event that the payment could not be processed, you will receive a notification of the failure.
   1. In most cases you will be able to process the order again, but some cases may require you to compile the order again and process.

DUBTEL is building the next generation point-of-sale solutions for retail, cafe, restaurant and bar. Request a demo today!