Majority of Americans Plan to Spend Stimulus Check on Household Bills, but $1,400 Won’t Go Very Far

59% plan to use the money to pay household bills like utilities, cable/internet, rent, mortgage and mobile phone; mangopay breaks down what stimulus checks will actually cover.

WEST CHESTER, OH, March 18, 2021 mangopay, the innovative kiosk, web and mobile bill pay service, today released new insights data that looks at consumer sentiment toward the U.S. government’s $1,400 stimulus checks. With more than half of all Americans believing that they will receive a stimulus check, the latest mangopay insights shows that the majority of Americans (59%) plan to use the money to pay household bills, with utilities; cable/internet; rent; mortgage; and mobile phone bills topping the list. While 90% of consumers believe the funds will help their financial health in the new year, recently released data from mangopay’s 2020 US Bill Pay Market Size & Category Breakout report revealed how much consumers pay per bill each month, suggesting that the $1400 checks won’t last very long.

Key findings from the Stimulus Check Impact Report include:

While more than half of all Americans believe they will receive a stimulus check, many are unsure:

  • 54% believe that they will receive one
  • 36% don’t know if they will receive one
  • 10% don’t think they will receive one

While the vast majority of Americans believe that the stimulus checks will help improve their own financial health, they are less optimistic about the greater picture:

  • 90% of Americans believe that the stimulus checks will help their financial health in 2021
  • 41% of consumers believe it will still take more than a year for their financial health to return to pre-pandemic levels; 5% believe they will never recover
  • 68% of consumers believe it will take the economy over a year to recover; 7% believe it will never recover

The majority of Americans plan to use their stimulus check as soon as they receive it:

  • 59% will use the money to pay household bills
  • 11% will use the money to keep their family fed
  • 10% will use the money to pay off credit card bills

For those who plan to use their stimulus check to pay household bills, below are the top five bills they plan on paying:

  1. 78% will use the money to pay for Utilities
  2. 35% will use the money to pay for Cable & Internet
  3. 33% will use the money to pay for Rent
  4. 32% will use the money to pay for their Mortgage
  5. 32% will use the money to pay for their Mobile Phone
Paying Bills at Home

According to mangopay’s recent report, and taking into consideration the $1,400 amount, this is how far the check will go, per the 11 primary bill pay categories:

Bill Pay Category

Average Amount Paid/Month Amount Stimulus Check Will Cover



~2 weeks



~2 weeks

Auto Loan


~1 month


$290/month ~2 months

Auto Insurance


~3 months

Cable & Internet


~5 months

Health Insurance $94/month

~6 months

Mobile Phone

$88/month ~6 months
Life Insurance $76/month

~7 months

Alarm & Security


~7 months

Dental Insurance $25/month

~24 months

It is very encouraging to see that nearly all U.S. consumers believe that the government’s latest round of stimulus checks will help them improve their own financial health in the coming year, said John Opoku VP of Marketing and Consumer Services at mangopay. However, with more than half of Americans planning to use the money to pay household bills like utilities, cable/internet, rent and mortgage, it is also discouraging to see that according to mangopay’s data unfortunately, the $1,400 checks won’t get them very far.

About MangoPay

mangopay provides simple, secure all-in-one bill payment solutions for convenient stores and merchants, with any payment method, on any device. Our patented self-service solution allows customers to pay with any payment method, in-store, on-line or on mobile. Through these options, mangopay brings easy access to payments to 50 million customers in the mid-west. Merchants receive a commission and customer bill payments are instant. mangopay has access to over 50 thousand service providers and mobile phone operators. mangopay is based in West Chester, OH. For more information visit

Point of sale technology has come a long way in the last ten to fifteen years. Before the ultra-simple and sleek, plug-and-play systems that we have available today, there were typically only a couple of big companies that provided POS systems, which were far more expensive and had to be installed by professional technicians.

A new POS system like Clover, on the other hand, costs far less, has a lot more features for small businesses, and can be installed and set up by just about anyone within a couple of hours.

Clover has this down to a science, and a wonderfully simple science, at that. Check out this breakdown of how it works and see how friendly their system is to small businesses.

On Par with Any Leading POS Payment System


There is definitely no deficiency in the payment capability of Clover POS. To ensure that there will never be an instance when a customer is unable to pay, due to an unaccepted payment type, they can use any type of payment.

Accept any credit, debit, or gift cards, as well as checks or cash if needed. Not only that, but the system also supports contactless, chip, and mobile payment types. Clover POS is set up for NFC, so there�s never an issue with those types of payments.

If you interface with customers at the counter, on the floor, or out in the field somewhere else, they will always be able to pay simply and quickly because you can have a counter POS device installed and also one when you�re mobile. Tipping and receipt options are built-in, and those options are accessible to the customer either at the main POS interface, or on your handheld device.

For additional security, you can also allow PIN entry and customer signatures at the time of payment. Last, but not least, when you order the POS system, it comes �payments-ready�, making it quite literally a plug-and-play system.

Even More POS Features


One of the greatest advantages of getting a cutting-edge POS system like this is that you can build the one that you need for your specific business.

You won�t be forced to buy some full standard package that comes with all kinds of hardware and services that you won�t even use, but instead, you simply select the devices that you need and only add the apps you�re going to use. Once you�re up and running, which won�t take long, you can manage every aspect of the system and do it from anywhere.

Managing Orders

To manage your orders, just bring up the dashboard on any of your devices. Whatever you decide to offer for your customers, you can set up for in-store, pickup, or deliver orders and monitor them all in real time, as well as review them later at any time.

For restaurants, track all your tables and tabs, manage open and closed orders, split up orders easily, or combine orders as needed.

Maintain relationships with your customers

One unique feature that can be extremely useful is the ability to create personalized profiles for customers, so that you can use that information whenever you interact with them to show that they�re important to you. You can add things like birthdays, purchase history, phone numbers, and email addresses.

Set up loyalty and rewards programs, too, to encourage repeat business. You don�t need to be pushy about it of course, but once you have some unique information about each customer, you can send out occasional promotional materials to them, or even just wish them a happy birthday in an email.

The same POS can be used for managing staff

Employee shifts and schedules can be organized and viewed via the POS. Administrators can also set up users and permissions for each employee to segregate access and functionality for them as needed.

When you get everybody in the system, admins can then track activity for employees, including things like daily sales, tips, refunds, and other items.

Get Apps & Integrations to Cover All Your Bases

This is the feature that arguably makes Clover the best POS provider because you can run so many different things on one centralized system. There are a great variety of apps you can use with the Clover POS, and here are descriptions of a few of them.


As feedback from customers is so vital to growing and improving your business, this is a fantastic app to have because it lets you ask for feedback from customers directly at the point of sale. This is a great way to keep negative feedback off the public review sites because they�re instead giving it to you, directly. You can also add any comments they give you as notes that are attached to their order, to make sure none of them get lost or forgotten.


An essential app for staff management, Shifts adds a time clock feature, so employees can clock in and out right from the POS, which you can check anytime from your dashboard. Also report and track cash tips and print reports for the day�s shift information, sales, tips, etc.


Rewards is a completely free app that is designed to help you optimize your loyalty and rewards programs. In a very short time, you can create custom loyalty programs that cater to your customers. The feature works through email, text, and the Clover app to make sure your customers get their discounts as soon as they earn them.

So, those are some of the main apps that you�ll probably end up using, but there are also quite a few more available with the Clover POS. Some others include, Register, Happy Hour, Promos, Clover Dining, and Customers.

Track Everything with Comprehensive Reporting


Track every bit of revenue that comes into your business by viewing easy-to-understand reports from your dashboard. Analyze specific metrics (automatically compiled from your POS data) such as busy times of each day of the week, and broader metrics like monthly sales trends.

Do all your tracking and analysis from wherever you are, either using the online dashboard or via the mobile app.

Clover POS is one of the most user-friendly, fully-featured, and competitive systems available today. If you do decide to order one of these systems, you will certainly not be disappointed because you can essentially accept any kind of payment instantly, from the counter in your store, or anywhere else when you�re mobile.

Not only does the system have every feature that your small business needs, but the devices also look beautiful and function possibly the best of any similar system out there.

While some days it feels like bad news outweighs the good, an unexpected silver lining of COVID-19 has been a wave of business ingenuity and customer support.

As restaurants adapt to online ordering, delivery and takeout, customers are jumping on board to order meals and purchase gift cards. Beautiful displays of human goodness are happening everywhere. Don�t take our word for it; just ask the owners of North Side Pub & Grill.

We want to do our part � to be of service in this evolving moment. That�s why DUBTEL and Heartland are making online ordering available for free, regardless of your current POS or processing solution, for the next 90 days. There�s no obligation to continue beyond that point.

Do you own your own retail business? Have you decided that you now need to take the next step and hire your first employee? The next thing you need to know is what positions to fill first. Before you advertise openings at your store, you need to first understand who to hire for and when. In this article, we�ve organized which positions to hire first and what their skill level should be.

Retail Positions and their descriptions:

There is not a single fixed hierarchy that fits all retail businesses but there is a general order that all retail stores can adopt to get successful retail operations.

  1. Sales Associate:

  2. In business, your first priority needs to be revenue and hiring a sales associate is an ideal position when your business is expanding. The sales associate makes sure that the customers know that someone is available if they need any assistance. He is also responsible for making sure that the store is clean, organized and items are being restocked.


    • Effectively communicates with customers
    • Ability to learn quickly
    • Pays attention to detail
    • Organizational skills and is a team player


  3. Cashier:

  4. For businesses that are expecting an influx of customers, a cashier is an important position. The position of a cashier can add great value to your business. For a busy store, cashier can help expedite the process of purchasing. They are the ones that process orders, assist customers with returns and exchanges, promoting new offers, etc. They are the first ones to greet the customers once they enter.


    • Good customer service skills
    • Prior experience with cash handling and point-of-sales system management
    • Problem-solving skills
    • Mathematical and financial knowledge


  5. Customer Service Rep:

  6. This position might sound as if it is a different name for a sales associate but it has other distinct duties. This person interacts with customers over phone calls and emails. They are responsible for answering all customer queries and problems. They deal with customers according to the companies policies to satisfy them and performs necessary damage control to retain a customer.


    • Good dealing with people
    • Efficiency in problem-solving
    • Possess great enthusiasm and energy
    • Have basic computer skills
    • Knowledge of point-of-sales management system
    • Knowledge of CRM (Customer Relational Management) Tool


  7. Visual Merchandiser:

  8. If you want to have one of those stores with eye-catching floor to ceiling displays. Then, you need to have a visual merchandiser. They are responsible for setting up attractive displays that grab the attention of customers. They are the ones who display the best products in a strategic way to highlight them. They should possess the relevant knowledge on how to prompt sales in different parts of the shop.


    • Prior experience in this position
    • Impressive skills in floor displays
    • Creative thinker
    • Handling multiple assignments at one time
    • Able to handle physical work


  9. Buyer:

  10. This job has the duty of selecting which products need to be put in stores and deciding how the products should be priced. The buyer is instrumental in building relationships with vendors, manufacturers and other companies to get the best products for your business.


    • Expert in negotiations
    • Experience in working with vendors
    • Experience in tracking purchase order and maintaining records
    • Can conduct research, evaluate and analyze the quality and prices of products


  11. Store Manager:

  12. A store manager has different responsibilities according to the needs of the business. This retail position does what a retail store owner would do. He/She is responsible for managing the store, employees and performing other day-to-day tasks. The store manager deals with budgeting, store requirements, company policies, and procedures. You should employ someone trustworthy in this position as he/she is taking the work off your plate and handling it for you.


    • Team leading abilities and skills
    • Problem-solving and communication skills
    • Ability to achieve business goals
    • Excellent understanding of sales, promotions, merchandising and retail markets


  13. Inventory Control Specialist:

  14. This job title is responsible for preventing and tracking any losses and inventory. They are responsible for implementing procedures to control costs, maintaining the flow of inventory. Creating reports for demand and delivery of products is also another role.

Cincinnati is an interesting city with a diverse and a resilient population. The outgoing nature of the people in Cincinnati is reflected in the shopping scene that it delivers. It is based on these factors that Cincinnati is considered as one of the best cities for retail across the U.S, if not the best.

According to a report from the Downtime Cincinnati Inc. in 2015, Over-the-Rhine, the Central Business District and Pendleton alone generated a whopping $522 million in development investments, adding over 1,000 new residential units and 600 jobs. Similarly, several reports indicate the growth of urban restaurant and services. With the increase in the number of residents the retail market is most certainly attracting people and money. Moreover, the availability of a space for retail is another plus for potential investors who are looking to expand their retail business.

The city has been blooming with huge companies like Amazon taking interest in the region. Amazon is investing into a 3 million-square-foot air hub. The air hub located in Cincinnati/Northern Kentucky International Airport, will tremendously boost the retail market. The hub will support over 100 Prime Air Cargo planes and lower the prime shopping from 2 days to just a single day. Besides its boost in the retail market and specifically for the market of Cincinnati, Air Hub will provide employment opportunities to over 2000 people.

One of the biggest names in retail, Procter & Gamble, has decided to launch a business incubator in Cincinnati that would support new and fresh ideologies that will make room for innovation and creativity. Similarly, a former senior executive at Kroger, has set his sails towards Cincinnati by leading a tech startup in the area that will promote businesses with the help of technologies such as artificial intelligence.

Whether you are looking for home furnishing, culinary delights, clothing or accessories, you are sure to find them in one of the many shopping areas that the city of Cincinnati has to offer. It is due to its vast availability of commodities and the ease of discovering these that the city made it to the Forbes list for best bargain shopping.

Let�s have a glance of all the shopping malls that the city has to offer and shockingly these are all known for their specific specialties.

Findlay Market

One of the oldest and the best places to shop in Cincinnati is the Findlay Market. The public market in Ohio has been in operation ever since 1955. Located in Over-the-Rhine neighborhood the Findlay Market is also known as the colorful market, due to the dynamic colors of the buildings. The market is a must-see for visitors due to its historic significance and a great place to shop groceries for the locals.

The Findlay market is open round the year except for Mondays. Approximately, 40 full-time businesses operate year-round, whereas, 100 more vendors operate on weekends or on a part-time basis. The market offers a wide variety of food ranging from raw foods to several specialties in prepared foods. The market welcomes new merchants and startups, but mostly is comprised of businesses that are being run from generations.

To further promote innovation and diversity, the Findlay market has opened an incubation center that offers mentorship, education and more importantly a short-term lease to early-stage food businesses. The Findlay launch program will focus on women, minorities and immigrant-owner businesses to promote equality in the retail market in general and din the Findlay market in particular.

Kenwood Towne Centre

The diversity in the market can be evaluated by comparing the Findlay Market and the Kenwood Towne Centre, alone. Where the Findlay market delivers a historic touch, the Kenwood Towne Center on the other side is a modern market anchored by Dillard�s, Nordstorm and Macy�s, which are major departmental stores.

The mall caters shoppers with several top-notch shops and over 60 exclusive retailers that are unique to the city. There�s a wide variety of clothing and accessories shops, on top of that, world renowned retails including and not limited to Apple, Michael Kors, Kate Spade New York, Atleta, LEGO and Microsoft are also a significant part of the Kenwood Towne Centre Mall. Food delicacies include the Cheesecake Factory and Maggiano�s Little Italy.

Jungle Jim�s International Market

Being one of the originals of Cincinnati, the Jungle Jim�s International Market started as a roadside fruit stand has grown into two stores, each covering an area of 605 acres in size with 180,000 different products originated from 70 different countries.

The Jungle Jim�s unique characteristic is the way visitors are greeted, in Fairfield, visitors are welcomed by a pond with a life-size animal in a pond. Props all around the mall and fire trucks in the hot sauce department give away that feel-at-home feeling. The Mall is also home to a cooking school and a tasting bar that allows visitors to sample beverages before they buy.

Rookwood Commons & Pavilion

Rookwood Commons & Pavilion is a shopping destination located in the suburb of Norwood, it is 10 minutes� drive from downtown Cincinnati. Rookwood�s comprises of over 70 restaurants and stores with the most popular chains around the world. The Jospeh-Beth bookseller is an exception to the list, which hosts many events and book signings.

Old Navy, Banana Republic, Ann Taylor, Talbot�s and Victoria Secret are some of the clothing stores that the mall has to offer. The Spice & Tea Exchange, Whole Foods and Sur la Table are three of the most visited cooking and food specialties. Furnishing stores include Pier 1 imports, HomeGood and Bed Bath & Beyond. Rookwood has an outdoor outfitter and Rally House, where apparels and costume are available to satisfy the needs for sport lovers looking to cheer for Cincinnati sports teams.  

DUBTEL has endeavored to bring innovation to small businesses and has recently made massive strides in doing so. With that interest in mind, DUBTEL has partnered with Apple to bring omni-channel solutions to small businesses on a national scale. Starting in the test markets of Ohio, Colorado, New York and New Jersey, Apple and DUBTEL will be launching software and hardware solutions to small retail and hospitality businesses and franchises with the aim of skyrocketing their ROI and sales.

This partnership will allow DUBTEL to develop new point-of-sale products that can further our goals to optimize and expand businesses and franchises like never before. To this end, Apple is looking forward to distributing the hardware and software solutions that DUBTEL offers as new solutions continue to roll out to the public.

Apple has agreed to extend their lease agreement to our customers so the hardware is immediately accessible, no matter the size or scale of your business. This will allow the small business owner to immediately procure the solution that will help drive sales and profits, without having to worry about massive principle costs.

The advantages of the financing options that Apple provides are numerous. Among these benefits, you�ll see that since technology life cycles are different for every company, no matter the size, so you can find and select the payment structure that fits you best. Thanks to this, your loadout of products can stay up to date so you never have too worry about compatibility issues and costs associated with having multiple generations of technology.

Apple Financial Services allows for more than just proprietary hardware, software, services and gear, so you can get the items that suit your needs perfectly, without having to juggle multiple different payments or lessors.

Apple Financial Services focuses on your current cash flow and bases your payments on that. You will never be asked to pay more than you�re able to pay, and your equipment will always be there to work for you. This also means that you can add to or extend your lease at any time during the term, so you always have what you need when you need it.

DUBTEL, in partnership with Apple, is building the next generation point-of-sale solutions for retail, cafe, restaurant and bar. Request a demo today!


Restaurant Tutorial

  1. This will be the first screen you will see when you first login to the Restaurant POS.
  2. On the left side will be the Seating section.
  3. The right side will be your cart which is currently empty.
  • Edit Mode 
  1. Select the “Edit Mode” button to begin editing.
  2. This will give you the following options.
    • Option to create a table.
    • Option to Save Map.
    • Option to go back to order mode.
    • Option to view all reservations
  1. Select “Create table” to add a new table.
  1. By selecting the new table, a table number can be added at the top of the screen.
  2. The table can be enabled or disabled by selecting the yellow “enable” button.
  3. select “update” to apply the changes. 
  • Making Reservations
  1. Select the “Reservations” button 
  2. This is the first page you will see when you select “Reservations”. 
  3. Select “Add Reservation” 
  1. The left side of the screen will update to a checkout screen.
  2. This screen will display the following
    • A progress bar which shows the progress of the sale, based on the step you’re currently on.
    • An option to pay the full amount with either a credit or debit card.
    • An option to pay by cash with the corresponding buttons depending on how much cash was tendered by the customer.
  3. Note that you can press custom if you don’t see the exact tendered amount of the customer.
  1. Pressing any of the cash options besides the exact total amount will take you to the calculate change screen.
  2. Here you will be able to enter in the cash tendered amount and the screen will change to display the correct amount of change to give back to the customer.
  3. After clicking Process Payment or the total amount button from the last screen, the payment will process and the screen will change.
  1. After your payment has been processed you will have the option to do the following.
    • Start a New Order.
    • Print a receipt of the order that was just processed.
    • Email the receipt to the customer.
  • Checking out – Credit/Debit
  1. When you are ready to checkout click the green checkout button below.
  1. The left side of the screen will update to a checkout screen.
  2. This screen will display the following
    • A progress bar on which step you are currently on.
    • An option to pay the full amount with either a credit or debit card.
    • An option to pay by cash with the corresponding buttons depending on how much cash was tendered by the customer.
  3. By pressing the Charge “amount” on Card, your credit card processor will now be prompted to receive payment.
  4. After payment has been processed by the terminal you will be sent back to a confirmation screen showing that the order has been processed.
  1. *In the event that the payment could not be processed, you will receive a notification of the failure.
    1. In most cases you will be able to process the order again, but some cases may require you to compile the order again and process.

DUBTEL is building the next generation point-of-sale solutions for retail, cafe, restaurant and bar. Request a demo today!

Bar Tutorial

  1. This will be the first screen you will see when you first login to the Bar POS.
  2. On the left side will be all the unpaid orders
  3. The right side will be your cart which is currently empty.

  • Adding Products to the Cart
  1. Click “Start Transaction” to begin a new order .

       2.  This will bring up a list of all the product categories.

  1. Clicking one of these categories will list all the items that can be added to the cart

  1. On the cart screen you will be able to see the following.
    • Product Description.
    • Quantity.
    • Price.
    • Option to remove the product from the cart.
  2.  Each time you add a new product to the cart the subtotal, tax and total will be updated below.

  • Creating a new tab
  1. When you are ready to create a tab, click the green “checkout” button below.

2. Next, select the “create tab” button

3.  Enter a name for the order and save the order.

4.The new order will be added to to the list of unpaid order to the right of the screen. 

  • Checking out – Cash
  1. When you are ready to checkout, click the green checkout button below.
  1. The right side of the screen will update to a checkout screen.
  2. This screen will display the following
    • An option to pay the full amount with either a credit or debit card.
    • An option to pay by cash with the corresponding buttons depending on how much cash was tendered by the customer.
    • An option that create a tab
    • An option to split the bill
  3. Enter the received amount and Click  “processed payment” to finalize the transaction.

  1. After clicking Process Payment the payment, will process and the screen will change showing the order has been completed.

6.    After your payment has been processed you will have the option to do the following.

  • Start a New Order.
  • Print a receipt of the order that was just processed.
  • Email the receipt to the customer.
  • Checking out – Credit/Debit
  1. Select the “checkout” button

  1. The right side of the screen will update to a checkout screen.
  2. Select the “Card” option.

     4. By pressing the “Process Payment”, your credit card processor will now be prompted to receive payment.  

     5. After payment has been processed by the terminal you will be sent back to a confirmation screen showing that the order has been processed 

              *In the event that the payment could not be processed, you will receive a notification of the failure. In most cases you will be able to process the order again,                      but some cases may require you to retake the order.


  • Kitchen
  1. Select the “Kitchen” button below.


2.This will bring up a modal that shows the following.

  • A list of pending kitchen orders
  • Quantity of products for each order
  • Status showing whether an Item is pending or ready
  • Button to close out an Item and remove it from the list

3. Select the “Complete” button to change the status of an item to “ready”.


4. The item can then be removed from the list by selecting the “Close” button.

DUBTEL is building the next generation point-of-sale solutions for retail, cafe, restaurant and bar. Request a demo today!

Cincinnati State Technical and Community College has run a program for Cooperative Employment since 1969. It is a mandatory and integral part of the two-year programs they offer. Cincinnati State�s was the first one to be such and now boasts more than 500 employers in the Greater Cincinnati area and across the country in partnership with their program.

The Cooperative Employment program�or Co-Op�gives students the opportunity to work for businesses in an internship role. This gives them the opportunity to get a more practical experience to pair with the career skills they�ve been learning in their classroom curriculum at Cincinnati State. Pairing workplace and industry experience send these students out into the world with a working knowledge of the field in which they wish to thrive.

These experiences are more than just a leg up on getting into the industry of the students� choosing. The employers are given the opportunity to specifically tailor the 15-week work experience to the curriculum of the student. This provides an experience that is personal and fulfilling for each student. In many successful cases, these Co-Op experiences often lead to job offers within the company where they�ve interned.

To thank the businesses that have partnered with Cincinnati State in this effort, CSTCC hosted a breakfast event in The Summit restaurant in their Northside campus on Friday morning, April 26th, 2019. Representatives from businesses in the area convened in the dining room at The Summit, where Adam Waits was the MC.

Monica Posey, EdD welcomed attendees and thanked them for their contributions to the program and for helping to keep it so successful. The keynote speaker Jules Shumate energetically greeted guests and gave a presentation on the percentages of successful Co-Ops and employment offers directly pursuant to those Co-Ops. Additionally, guests were introduced to the Cincinnati Intern Network Connection and directed to for information, events, and tools for Co-Op employers and interns.

Cincinnati Intern Network Connection (pronounced �sync�), will host free-of-charge events throughout summer of 2019 to offer interns the time to be social with other program participants, to network, and to learn tips and information from program graduates who will also be in attendance.

On June 18th, The Summer Kickoff [] will give interns the opportunity to connect and learn from former participants with food provided.

On July 20th, The Riverboat Social [] will offer the opportunity for hundreds of interns to mingle, eat, drink and take in a scenic cruise down the Ohio River.

On July 18th, join CINC for an FC Cincinnati [] tailgate party, then attend the game and mingle with other interns and co-ops!

On July 23rd, interns will get to take a tour of one of Cincinnati�s most famous attractions when they join for Out in the Wilf[life] at Cincinnati Zoo []!

On October 24th, CINC will host a massive event at Union Terminal with a career and activity fair, at which employers will be able to pitch to students in attendance, students will be able to get consultation and advice on building a strong resume that will land them the jobs they want. Local food vendors will be in on site to serve attendees from 27 local schools and many more local businesses.

DUBTEL is proud to have been one of the many businesses involved in the Cincinnati State Cooperative Education program. Since becoming a part of this program in 2018, DUBTEL has hosted three interns who have gotten to experience the inner workings of a tech startup, to experience a corporate workplace culture, and to learn outside-the-box solutions to problems that can present themselves when working on projects of this nature.

Thanks to the staff, management and interns at DUBTEL, they�ve been able to make innovations for our partners, clients, staff and the Cincinnati community. Additionally, DUBTEL is building the next generation point-of-sale solutions for retail, cafe, restaurant and bar.

Request a demo today! []

DUBTEL Completes North American BanCard Certification

North American BanCard Holdings, LLC is a payments technology leader, providing a complete suite of payment acceptance solutions and business solutions to more than 350,000 businesses in the United States and Canada.


In 1992, Marc Gardner founded North American BanCard with the vision of building an organization based on people developing innovative payments technologies and delivering superior service that helps merchants grow their businesses. Under this business-for-business philosophy, the company has grown from just one employee with no revenue into what it is today � North American Bancard Holdings, LLC. Today, NAB has become the 6th largest non-bank merchant acquirer in North America. We are home to more than 1200 employees and 3,000 sales partners, and process more than $50 billion annually for more than 350,000 satisfied merchants nationwide.


What it Means to be Certified


In order for the DUBTEL point-of-sale system to be able to process credit card transactions for merchant, the POS has to communicate with a credit card processing firm�like NAB�to move the funds from the customer�s credit card, into your business. In order to do this, the point-of-sale system must be certified by the processor. Ideally, your point-of-sale would be networked with the best processor for the best possible rate. This means more of your funds can go back into your business, instead of going to fees. DUBTEL is committed to finding the best processor for your business and getting you the best rate possible.


What it Means for You


As a customer of DUBTEL, we can ensure that you will receive impeccable customer service, the best possible rates, and the processing speed you need in order to keep your business running smoothly. No matter who the customer, what the order, and how large the transaction, DUBTEL is working hard to ensure that you get the very best from your payment processing for your specific industry�DUBTEL is launching a Retail, Cafe, Restaurant and Bar POS.


A Local Business with You in Mind


Our knowledgeable, local staff here at DUBTEL is connected to North American BanCard, so that no matter what your question is, local support staff can get answers to questions about your business, transactions, financials, processing and more within just 24 hours.

If you need support for your DUBTEL system, please call:


DUBTEL Support at 1-866-229-1605, ext. 1.


DUBTEL is building the next generation point-of-sale solutions for retail, cafe, restaurant and bar. Request a demo today!